Spain combines strong lifestyle appeal with solid financial performance.
The new build segment offers better construction quality, energy efficiency, and legal transparency than most resale properties.
Furthermore, limited supply in prime coastal regions such as Costa del Sol, Costa Blanca, and Tenerife ensures stable long-term price growth and consistent rental demand.

Yes. Spain provides a transparent and fully regulated property ownership framework for both EU and non-EU citizens.
Foreign buyers can own 100% freehold property, and all transactions are handled under notarial and land registry control, ensuring legal security.

At our agency we work only with verified developers and independent legal partners, protecting every stage of your acquisition.

Buyers should allow approximately 10–12% of the purchase price to cover all taxes and fees.
This typically includes:

• 10% VAT (IVA) on new builds,

• 1–1.5% Stamp Duty (AJD),

• plus legal, notary, and registration fees.
  We provide each client with a clear cost breakdown before signing any contract.

Yes. Spanish banks actively lend to international buyers.
Typical conditions are:

• Up to 70% Loan-to-Value (LTV) for EU residents,

• Around 60% LTV for non-EU buyers,

• Loan terms up to 25 years.
  We cooperate with leading Spanish and international banks to secure the best rates for your situation.

• Off-plan properties are purchased before construction is completed, often at a lower entry price, with staged payments during the build.
  They can yield 10–15% capital appreciation by the time of completion.

• Key-ready properties are fully completed and can be immediately occupied or rented, ideal for buyers who prefer quick ownership.

Our advisors help clients determine which model best matches their investment objectives.

• Non-resident owners must declare any rental income in Spain.
  The tax rate is:

  • 19% for EU/EEA citizens (after allowable expense deductions),

  • 24% for non-EU citizens (gross rate).
    We connect investors with tax advisors who handle reporting and optimise your returns legally.

• As of April 2025, the Golden Visa program based on real estate investment has been officially discontinued.
  However, foreign investors can still apply for:

  • Non-Lucrative Visa (NLV) – for financially self-sufficient individuals,

  • Digital Nomad Visa – for remote professionals,

  • Entrepreneur Visa – for business founders.
    We can guide you toward the right residency route for your needs.

It depends on your priorities:

• Costa del Sol – high liquidity, luxury segment, 5–7% yields.

• Costa Blanca – value growth and affordability, 4–6% yields.

• Murcia / Costa Cálida – emerging, higher yields (5–8%).

• Canary Islands – all-year rental season, 6–9% yields.

• Balearic Islands – exclusive capital-preservation market.
  Our data-driven approach helps match each investor to the right region based on budget and risk profile.

Spanish law requires developers to provide:

• Bank guarantees or insurance securing all advance payments,

• 10-year structural warranty on construction,

• Fixed delivery timelines defined in the purchase contract.
  We only promote projects that comply fully with these regulations.

We provide a complete advisory service — from property selection and negotiation to legal oversight, mortgage assistance, and post-purchase management.

Our multilingual team operates across Spain’s major markets, combining local insight, financial expertise, and personal service to make your investment safe, transparent, and profitable.

For new-build or off-plan properties:

• Reservation & legal checks: 1–2 weeks,

• Contract signing & first payment: 2–4 weeks,

• Completion (for key-ready): immediately,

• Completion (for off-plan): at construction delivery (12–24 months typical).
  We coordinate with developers and lawyers to keep every milestone on track.

Yes, but short-term rentals (tourist lets) may require a regional licence depending on location.
Regions like Andalusia, Valencia and the Canary Islands have clear regulations.
We assist our clients with the licensing process and management setup if rental income is part of their strategy.

Typical returns depend on region and property type:

• Buy-to-let apartments: 5–7% annual gross yield,

• Luxury villas: 3–5% (higher capital appreciation),

• Off-plan projects: 10–15% capital gain on completion.
  Our advisors provide detailed projections based on market data and rental comparables before you invest.

Because we are investment advisors first, not sales agents.
We represent your interests — not the developer’s — and select projects based on verified financial metrics, build quality, and long-term performance, not marketing promises.

Our clients benefit from independent advice, transparent pricing, and personal representation in Spain.

Simply contact us via our consultation form or email.
We’ll schedule a confidential online or in-person meeting to:

1. Analyse your investment objectives,

2. Present verified opportunities matching your profile,

3. Outline tax, legal, and financing structures.
   From first discussion to key handover, our team ensures a smooth, secure and data-backed experience.